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We offer
pre-approval opportunities, mortgage lenders in
your local branch and competitive interest rates.
- Mortgage
Pre-Approval
Simply apply
now, and if we approve your request we'll
issue a commitment letter based on the product
you selected and your financial profile,
assuring real estate brokers and sellers that
you are a qualified buyer.
- Conventional fixed rate
mortgages
Choose from a range of
terms designed to fit your budget. Low closing
costs and no-point options help with down
payment and other costs. Get
a rate quote.
- Adjustable rate
mortgages
Generally speaking, these
offer lower initial rates. Some are convertible
to fixed rates later without refinancing costs.
Get
a rate quote.
We provide you with the tools
and resources you need to help you make the right
decision:
- Resource
Center
Besides our rate quotes and
mortgage pre-approval applications, we also have
a Resource
Center with calculators, answers to
frequently asked questions and other tools to
help you find the right mortgage product for
your needs. Other mortgage products we
offer include:
- Construction
loans
Building a home? We will work
with you and your general contractor on
financing. With our one-time closing, you get
flexible construction financing that rolls into
a permanent loan at completion.
- Low down-payment
loans
You may qualify for a mortgage
loan with less than 20% down payment. This most
often involves private mortgage insurance, with
the premium added to your regular monthly
payment.
- Government mortgage
programs
Available through the
Veterans Administration, H.U.D., Rural
Development Programs, and Maine State Housing
Authority.
- Jumbo
mortgages
Thinking outside the box?
We offer competitive prices and flexible
structure for large amounts on unique
properties.
- Second home, Seasonal
property and Land loans
We can work
with you on financing a variety of residential
properties. Call us for details on
applying for any of these loans, or visit a
local branch to speak directly with a Mortgage
Development Officer about your needs!
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Equal Housing
Lender